Our Services
Ramsey Reich, President of Frank Chappelle & Co., specializes in providing investment advisory services to individuals, couples, families and professional & business organizations.
Financial Services & Products:
- Investment Advisory Services
- Wealth Management
- Mutual Funds:
- Load
- No Load
- Indexed
- Stocks
- Bonds
- ETF's (Electronic Traded Funds)
- UIT's (Unit Investment Trusts)
- Annuities:
- Variable
- Fixed
- Equity-Indexed
- Direct Participation Programs:
- Real Estate:
- Public REIT's (Real Estate Investment Trusts)
- Limited Partnerships
- Tax Credit Programs
- 1031 Exchange Programs
- Equipment Leasing:
- Public Equipment Leasing Programs
- Private Equipment Leasing Programs
- Energy:
- Public Energy Programs - Developmental Drilling
- Private Equity Funds
- Real Estate:
- Life Insurance:
- Term
- ART (Annual Renewable Term)
- Level Term (30-year, 20-year, 15-year, 10-year, etc.)
- Decreasing Term
- Cash Value
- Whole Life
- Universal
- Variable
- Variable Universal
- Indexed
- Term
- Disability Insurance:
- Long Term Disability
- Accident & Sickness
- Financial Planning
Ramsey's advisory services to clients include (but are not limited to) the:
- creation & critique of personalized 'cash flow' revenues and expenditures statements;
- construction & assessment of a personalized 'net worth' statement - detailing all assets and liabilities;
- calculation & assessment of current investment returns generated by current 'working capital' assets;
- creation of a personalized, written 'risk' assessment profile - resulting from your specific responses to questions relating to (among other things) your specific investment goals, time horizon, past experience, and reactions to 'risk' and/or fluctuations in hypothetical, investment portfolio market values;
- providing of specfic recommendations regarding possible reallignment (or reallocation) of existing investment dollars - given one's risk profile, investment suitability, and past, relative investment performance of given asset classes & indices;
- construction of a suitable investment portfolio of assets - given (among other things) one's stated goals, objectives, time horizon, past investment experience, marginal tax bracket status, current net worth, current and projected cash flow, and tolerance for risk;
- creation of a personalized, written 'financial budget' - including (where appropriate) a specific plan for the elimination of debt;
- creation of a personalized, written 'financial plan' - which can include projections of current funding requirements for future needs relating to:
- College Funding,
- Retirment Cash Flow,
- Long-term health care, and/or
- Estate taxation;
- critique and assessment of the adequacy or inadequacy of existing life, health and/or disability insurance coverage;
and, where appropriate:
- the creation of a personalized, investment portfolio designed to result in greater tax efficient investment diversification for the investor; and
- the creation of a personalized, investment portfolio offering greater diversification through the use of such private placement programs, such as: oil & gas limited partnership, private real estate investment trusts (i.e., private "REIT's"), 1031 Exchange programs, equipment leasing programs, etc.